21st Century Auto Insurance Company Of Florida

21st Auto Insurance Company of Florida is a well-respected company in the car insurance market and in the Sunshine State. They are now under the umbrella of the well-known AIG direct company. 21st Auto Insurance Company of Florida is so concerned about their clients that they even offer wonderful resources on their site like downloadable brochures about car seat safety, crash test safety, and tips for senior citizens who still drive.

To compare rate quotes from top Florida auto insurance companies like 21st, Progressive, Unitrin Direct, Allstate, State Farm, and others then simply enter your zip code into the tool at the top of the page. Get started finding Florida car insurance now!

Is the 21st Auto Insurance Company of FL the best choice for you? The information below will help you decide.

21st Auto Insurance Company Of Florida: Advantages 

1. English and Spanish service and web sites
2. Quick quotes in as little as 5 minutes
3. Next Day policies available
4. On-line bill pay available
5. Sales, service and claims representatives available 24 hours a day, 7 days a week
6. Ability to make claims and policy changes online
7. 24 hour a day roadside assistance and towing available, as a part of every policy
8. Gives you replacement cost on a new or leased car if you total it in the first year you have it
9. Allows you to add your college student kids and grandkids to your policy during holidays free of charge
10. Gives you coverage if you go up to 100 miles into Mexico
11. No deductible if you and another 21st customer are involved in an accident together
12. 21st sells insurance directly to the customer, no agent is involved, which saves you money.

21st Auto Insurance Company Of Florida: Discounts 

Some of the discounts offered by 21st in Florida include:

1. Airbags and anti-lock brakes
2. Security system on your car
3. More than 1 policy with 21st
4. Mature Driver course
5. Certain professional groups

Make sure that when you are shopping for coverage that you get everything you need and that you understand what the different types of coverage are all about. There are very few required coverage minimums to carry in the state of Florida, but in order to protect yourself adequately you may need to obtain more than the State required minimums.

A 21st Car Insurance Company Of FL: Standard Coverage 

While you should always confirm coverage, here are some of the basic you’re likely to need.

1. Comprehensive Coverage – to cover theft, fire, vandalism and certain other perils to your vehicle
2. Collision Coverage – covers repair or replacement costs arising from accidents
3. Liability For Property Damage – minimum of $10,000 per person and $20,000 per accident, required by the state
4. Liability For Bodily Injury and personal injury – while this is not a requirement to carry in Florida, it is highly recommended to carry at least the same amount as you do in property damage liability
5. Uninsured/Underinsured Motorist Coverage (UM/UIM) – in case of a hit and run accident or an accident with someone who does not have car insurance, this will provide bodily injury and property damage coverage for you and your passengers
6. Medical Payments – covers medical costs for accidents that occur while you are in another’s vehicle or if you are a pedestrian hit by another car and covers some of the same things as health insurance
7. Personal Injury Protection (PIP) – $10,000 minimum as required by the state
8. Towing and Roadside assistance – this automatically comes with all policies and is no charge

21st Car Insurance Company Of Florida: History

21st  Auto Insurance  is a 50 year old company that has grown tremendously and joined with AIG Direct in 2007 to comprise a new company that is large enough to fall into the top 10 car insurance agencies in the country. 21st has even won prestigious awards in the industry and has very positive ratings from the insurance ratings companies.

Compare 21st Of Florida Auto Insurance Quotes

When you are looking to buy auto insurance, one of the things you must do is to shop around. Getting the best coverage at the best price is obtained by checking quotes from different companies. Each insurer sets its own rates and because of this, there can be a big difference in price from one company to another.

When you are comparing rates, be careful to read the quotes thoroughly. You need to make sure you are comparing similar coverage. Be sure to ask for discounts on your price also. Every company has its own set of discounts that it offers, but you may have to ask to make sure you are getting the ones you are eligible for.

Use our quick quote system above, get a great price from 21st Auto Insurance Company of Florida and other providers. Find the Florida auto insurance company that best meets your needs today!