Looking for a comprehensive yet affordable Florida auto insurance policy? Even responsible and safe FL drivers still may find themselves in an automobile accident and adequate car insurance from a trusted FL car insurance company can make all the difference in the world. So what do you need to look for in a FL car insurance policy? What is the minimum required amount of auto insurance that is required by the state for your motor vehicle? How can one go about viewing quick and easy Florida car insurance quotes from multiple insurance companies side by side?
Here are some quick things that you should know about your Florida auto insurance policy:
1. The minimum amount of coverage that you must have on every motor vehicle that is registered in the state of Florida is $10,000 of personal injury protection(PIP) and $10,000 of property damage liability (PDL). Note that the Florida Department of Highway Safety and Motor Vehicles does not require you to carry bodily injury liability (BIL) but you could potentially be penalized for not having this coverage if you are involved in an accident and someone other than you is injured.
2. In addition to all of the above minimum state requirements there are also a few other things that you should look for in a FL auto policy. The main thing is that you should ask your FL auto insurance agent what and who is covered by your PIPcoverage. You are always covered by your PIP even if you are in someone else’s vehicle and even if you are out of state. However, Your PIP does not cover passengers with their own auto and PIP. Also, your PIP will sometimes cover (depending on your policy and the exact situation) members of your household who do not own a vehicle of their own.
3. Compare Florida car insurance policies from at least 3 different insurance companies. Rates can vary dramatically from one Florida insurance company to the next depending on your zip code and your particular needs. Many companies offer online quotes – you can save time by viewing multiple companies best policies side by side by taking about 30 seconds to request free Florida car insurancequotes now!
Compare FREE Florida car insurance quotes from top companies side by side all in about less time than it takes to brush your teeth!