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AARP Auto Insurance Company Of Florida

More and more people around the country are becoming aware of the benefits of the AARP Auto Insurance Company of Florida. The American Association of Retired Persons Auto Insurance Company services members in Florida and throughout the United States. And AARP members may also be pleased to know they have many options in helping to keep travel safe and affordable with AARP Auto Insurance Company of Florida.

Many people are relieved to hear that The Hartford Financial Services Group Inc. has been servicing members of AARP with their insurance needs in Florida for more than 20 years.

Here’s how it works: Clients of the AARP insurance program can reach The Hartford by phone toll free or online. While the AARP insurance program does not have local agents, local representatives are available everywhere when a personal visit becomes necessary.

Although a membership to AARP is required to hold auto insurance with them in Florida, it is not required to receive an online quote.

The AARP Auto Insurance Website Makes Insurance Shopping Easy For Members

Just about everything a client needs to know about AARP auto insurance in Florida is offered on the AARP Auto Insurance Website, from rate quotes to an online calculator that can help members figure out how much coverage they may wish to have.

Members may even report their claims online, if they wish – or call the toll-free hotline that is open 24 hours a day, seven days a week. Members can be billed for these services automatically through their bank accounts or through the mail.

The Hartford even allows clients to pick their own due days after the initial payment has been made. This helps members plan their budgets more efficiently.

AARP Auto Insurance Can Save Floridians Money 

AARP offers Florida residents many rewards, including:

  1. Multi-car discounts
  2. Credits when adding home or condo insurance to an auto policy
  3. Reductions in deductible for clean driving records
  4. Defensive driving credit for courses taken
  5. Driver training credit for drivers under 21 on the plan
  6. Good student driver credit
  7. Air bag discounts
  8. Auto theft device discounts

That adds up to a lot of potential rewards. And as an added help to members, AARP offers their own online courses.

Other incentives for many members of AARP include first accident forgiveness, a 12-month rate protection policy where rates are locked in for a full year, and the option to renew for a lifetime as long as the member can drive and meet standard requirements. Clients also are offered a special six-point claim satisfaction guarantee.

Coverage through AARP also includes motorcycles and motor homes. And members are even offered coverage when renting a car in the United States and Canada. 

Coverage Options From AARP Of FL Auto Insurance Company

The following is an overview of the different types of AARP Auto Insurance coverage in Florida. Keep in mind that all plans are different and many insurance plans include a deductible. Each AARP member must contact an agent to find out the best coverage to suit his or her needs.

  1. Bodily Injury Protection – Protects the AARP member from paying out of pocket when he or she is legally held liable for an automobile accident causing injury or death to someone. This coverage also helps with legal costs, court costs and bail bond.
  2. Property Damage Liability – Protects the client from paying out of pocket if he is legally held liable for damage from your vehicle to other people’s property.
  3. Uninsured Motorist Bodily Injury —  Assists in the payment of bodily injury or death expenses for the client or any passengers he may have in the vehicle if struck by a motorist who does not have insurance. This also helps when the client is struck by a hit-and-run driver.
  4. Underinsured Motorists – Pays benefits for the bodily injury or death of the client and any passengers in the automobile if the client is involved in an accident caused by a driver who has some insurance but not enough.
  5. Personal Injury Protection (no-fault) – Protects the client from paying for all of the costs of personal injuries resulting from an accident no matter who is at fault. This coverage does not apply to damage to the car or any other property.
  6. Medical Payments – Helps pay for selected medical expenses necessary as a result of an automobile accident, including care, recovery, rehabilitation and remedial care.
  7. Collision – Pays for damage to the client’s vehicle as a result of colliding with a physical object, such as another vehicle or structure.
  8. Comprehensive  Pays for some expenses as a result of damage to the client’s covered automobile from events including, fire, theft, glass breakage, riot, windstorm and hail.
  9. Full Glass – Protects the client from expenses as a result of glass loss.
  10. Towing and Labor – Pays for some or all of towing, regardless of if there was an accident involved.
  11. Rental Reimbursement –Pays for some or all of a rental vehicle if the client’s auto is inoperable due to a covered loss.
  12. Disability – Protects the named insured member from total loss of income due to a covered injury by paying some funds out for a specified period.

Compare AARP Florida Auto Insurance Quotes Now!

For many years, AARP has helped its members with their insurance needs through AARP Auto Insurance Company of Florida.

To begin comparing AARP Auto Insurance Company of Florida quotes to other Florida car insurance companies like GEICO, Allstate, State Farm, Esurance, Farmers, Unitrin Direct, and others, use our tool on the top of the page.

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